Loan Option
Term Sheet: Pre-Seed Round 2-C
The loan option provided herein does not constitute an investment in the company. A lender assumes no liability for the company's profit or loss. This loan is purely a debt arrangement between the lender and the company.
Loan Parameters
| Parameter | Value |
|---|---|
| Minimum loan amount | ₹1 lakh |
| Maximum loan amount | ₹50 lakhs |
| Rate of interest | 25% per annum |
| Lock-in period | 1 year |
Example Calculation
1,00,000 + (1,00,000 x 25 / 100 x 1 year)
Maturity amount = ₹1,25,000
Loan - Terms & Conditions
The minimum lending amount per lender is set at ₹1 lakh, while the maximum allowed amount is ₹50 lakhs.
Lending amounts should be made in multiples of ₹1 lakh.
The loan tenure is fixed at 1 year, and a minimum lock-in period of 1 year is mandatory.
The loan interest will be calculated at a fixed rate of 25% per annum on the lending amount.
Upon maturity, the lender is entitled to a full refund of the principal amount, along with the accrued loan interest.
Payouts will be processed within 15 days from the maturity date.
If the lender wishes to opt for a convertible or stock option, a written expression of intent must be provided before 30 days of the maturity date. However, this option is subject to management approval.
Company Details
- Legal Name: OX Agry Private Limited
- CIN: U01100TN2022PTC149276
- GSTIN: 33AADCO6794P1ZO
- Address: 105, South Anna Nagar, Dindigul Road, Palani - 624601, Tamil Nadu, India
Contact Information
- Email: investments@oxagry.com
- Website: www.oxagry.com
Document Version: 2.0.0 Issue Date: December 2025 Last Updated At: December 2025
© 2025 OX Agry Private Limited. All rights reserved.